ClearSpend is free. Forever. For everyone.

Why free? Because we believe that small businesses deserve access to the same expense management and spend control solutions and technology that only large enterprises or well funded startups can afford. So, come save some money and make your life way easier with ClearSpend—for free dollars.
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If ClearSpend is free, how are we not completely broke?

Great question! We’re glad you asked.
When you use your ClearSpend Go Card, companies like Visa charge a fee to the merchant. ClearSpend receives a percentage of this fee, known as interchange. And that’s how the magic happens.

ClearSpend’s Go Cards and expense management platform will always be free—unlike our competitors who charge a fee to use their platform on top of making money through interchange. Just another way we’re focused on supporting the small business community.
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Here’s what $0 gets you

We don’t have a ‘premium’ edition that unlocks all the secret features, and this isn’t a ‘freemium’ app that sneakily charges you as you go. At ClearSpend, what you see is what you get—and it's all free! Check out what free gets you below.

Easy to get started

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Instant Application

Any US-based business can sign up. If you have an EIN, you qualify for ClearSpend.

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No Credit Check

Once we verify your business and owner details, you’re golden.

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No Fees

ClearSpend is free to businesses of any size. There are no monthly fees, transaction fees, interest charges, or card issuing fees.

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Bank Funded

Fund your ClearSpend account from your business bank account. ClearSpend supports most US banks.

Makes life so much better

  • Prepaid Debit

    All the controls, none of the surprise bills at the end of the month.

  • Budget Management

    Create, fund, and allocate budgets. Then track and control how they’re spent.

  • Spend Control

    Set daily and monthly limits. Set different merchant categories for each card (like gas or hardware stores only).

  • Expense Tracking

    Easily categorize payments using the ClearSpend app or dashboard.

  • Receipt Management

    Attach receipts directly in the app when payments are made, before they get lost in the wind…

  • Bank-Grade Security

    We use the strongest security controls and multi-factor authentication. Our app supports biometric ID and PIN-based login.

Works when and where you need it

ClearSpend App

Easily manage your physical and virtual payment cards from the free app.

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Real Time Card Management

Create or cancel virtual and physical cards with a click. Anytime, anywhere, no need to call.

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Apple Pay and Google Pay

Load your ClearSpend card (virtual or physical) to your smart phone or watch for tap-to-pay convenience.

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Visa Network

Fraud protection you know and trust. Prompt refunds for fraudulent-proved transactions.

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Unlimited Virtual Cards

Issue as many virtual cards as you need.

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Accounting Integration

Save time and hassle by syncing transactions and receipts with QuickBooks Online.

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Copy Virtual Cards

Quickly tap to copy your virtual card numbers to use on e-commerce sites.

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The catch—there’s always a catch with these things

Truth is, there isn't one. We built ClearSpend with and for small businesses (and their bookkeepers). No fine print, no contracts, nothing. ClearSpend is yours, for free, forever. You’re welcome.


Yes, really, ClearSpend is free. You see, unlike our competitors, there are no arbitrary rules around who "qualifies" to use our products. This isn't high school gym class, and we're not picking teams. We’re rooting for you and your business. Making our platform free is just another way we’re putting our money where our mouth is (or brain).

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 Schedule a demo and see for yourself

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